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Its restrictive redemption scheme, high APR and deferred financing options make it hard to recommend for anyone but the most devoted Wayfair shoppers.

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Get personalized offers from our partners in seconds.ĭespite a solid rewards rate on Wayfair purchases and on some everyday spending, the Wayfair Mastercard from Citi falls short as both a rewards credit card and a credit-building option. Find card offers for you: This card is not currently available on, but you can still find a great card offer for you! Our CardMatch tool can help match you with prequalified offers and cards that align with your credit history – with no harm to your credit score.